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ВЂў Nonsufficient Funds with Bounced Check Fee: 45 total charge, 1173. 21 APR вЂў Overdraft Fee: 40 charge, 782. 14 APR вЂў Late Fee: 20 charge, 521. 43 APR вЂў Short Term Loan: 10 charge, 260. 71 APR. Implications of Late Payment. If you are unable to repay your loan on time for any reason, please contact your lender as soon as possible. Late payment fees are set by your lender in accordance with the regulations in your state, and lenders also determine their own policies in regard to how they handle late payments.
This was stated on several different dates. The individual who was the primary contact was Thaxton. This individual verified in 2009, 2010, 2011, and 2012 that I was on the reduced interest payment plan. I checked in December 2011 and January 2012 and found the lender did not show a reduced interest.
I spoke to Mr. Thaxton and he confirmed and verified that I was in the reduced interest payment plan. Now there is another individual, Ashley, making contact and stating that I am not in the reduced interest payment plan and I never was. These appear to be false, misleading, and deceitful statements, practices, and policy that Progressive Financial Services is utilizing either in the past or currently.
If they stated that I was in the reduced interest plan and I was not, then I think the interest should be recalculated at the reduced interest and the excessive interest deducted from the balance. I have repeatedly requested everything in writing and Progressive Financial Services refuses to put anything in writing.
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