After your line of credit is set up, you have the option to draw any amount greater than 100, in increments of 5 up to the credit limit, as long as: you make your scheduled payments; and your outstanding my payday cash loan does not exceed your approved credit limit. Minimum payments are calculated based on the outstanding balance owed, plus applicable fees and interest. As long as you continue to make on-time and complete payments, you will remain in good standing and be able to continue using your line of credit account.
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In AK, AZ, FL, IN, KY, MI, MN, NE, OK, OR, and WY all installment loans are originated by FinWise Bank, a Utah chartered bank, located in Sandy, Utah, member FDIC.
CA residents: Opportunity Financial, LLC is licensed by the Commissioner of Business Oversight (California Financing Law License No. 603 K647).